Getting Help from Lowe’s Credit Card Customer Service

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Lowe’s offers several different credit cards to help customers finance their home improvement projects. Having a Lowe’s credit card can provide special discounts, exclusive offers, and other benefits. But sometimes questions or issues arise with your account. Fortunately, Lowe’s has a customer service team ready to assist credit card holders. Here is an overview of how to get help from Lowe’s credit card customer service.

Lowe’s Consumer Credit Card Support

The most common Lowe’s credit card is the Lowe’s Consumer Credit Card, also known as the Lowe’s Advantage Card. This card is for personal household projects and everyday purchases at Lowe’s stores and

There are a few ways to get customer service for a Lowe’s Consumer Credit Card:

By Phone:

  • Call 1-800-444-1408.
  • Available 6am – 1am ET Mon-Sat, 8am – Midnight ET Sun.

By Mail:

  • Lowe’s Consumer Credit Card Services
  • P.O. Box 965005
  • Orlando, FL 32896-5005


  • Login to your account on the Lowe’s Credit Center website.
  • Use the live chat feature or submit customer support requests.

The Lowe’s credit card customer service team can help with:

  • Account questions or issues
  • Reporting lost or stolen cards
  • Requesting credit line increases
  • Updating personal/contact information
  • Making payments
  • Checking balances or transaction history

They can also assist with managing your online Lowe’s Credit Account and using features like Paperless Statements and Auto Pay.

Lowe’s Business Credit Card Support

Lowe’s offers several credit card options for business accounts:

Lowe’s Business Advantage Credit Card

This card is designed for maintenance, repair, and operations projects. Business credit lines up to $50,000 are available.

Customer Service:

  • Call 1-800-508-2520, 24/7

Lowe’s Commercial Credit Account

This account is for large-scale business and government projects. Credit lines up to $200,000 are available.

Customer Service:

  • Call 1-866-232-7443, 7am – 9pm ET daily

Lowe’s Business Rewards Card

This card allows businesses to earn 5% back in rewards on Lowe’s purchases.

Customer Service:

  • Call 1-866-537-1397, 24/7

The Lowe’s business credit card customer service team can assist with:

  • Managing or opening a business credit account
  • Business credit inquiries or applications
  • Account balances, statements, and payment history
  • Reporting lost/stolen cards
  • Changing credit limit
  • Updating business information or authorized users

They also help with online account management and using features like purchasing controls and spending reports.

What to Have Ready When Contacting Lowe’s Credit Card Customer Service

To efficiently get help from a Lowe’s credit card customer service agent, make sure to have the following information ready:

  • Your full name on the account
  • The Lowe’s credit card account number
  • Recent transactions or statement history
  • Information related to your issue or question

Having these details available can help the customer service team quickly access your account, verify your identity, and address your needs.

Common Reasons to Contact Lowe’s Credit Card Customer Service

There are many reasons you may need to reach out to Lowe’s credit card customer service support, such as:

  • Reporting a lost or stolen card
  • Disputed transactions or billing errors
  • Requesting a credit limit increase
  • Changing your billing address
  • Getting help with payments or balances
  • Closing your credit card account

The customer service agents can also assist with:

  • New card activations
  • Getting replacement cards
  • Obtaining account statements
  • Managing paperless settings, Auto Pay, and online account access
  • Applying Lowe’s credit card discounts or rewards

They have the tools and resources to verify account details and quickly solve most credit card issues.

What to Expect When Calling Lowe’s Credit Card Customer Service

Calling a customer service hotline can sometimes be a frustrating experience. However, Lowe’s tries to make contacting their credit card support team as seamless as possible.

Here’s what you can expect when calling Lowe’s credit card customer service:

  • Short wait times: Lowe’s agents are available every day and strive for minimal hold times. You’ll speak to someone directly instead of an automated phone tree.
  • Friendly and knowledgeable reps: Lowe’s hires reps that are familiar with all Lowe’s credit products and trained to have excellent customer service skills.
  • Protection of personal information: Agents will verify your identity before discussing account details, protecting your privacy and security.
  • Clear understanding of all issues and requests: The reps will listen closely to understand your needs and ask clarifying questions if anything is unclear.
  • Resolution or next steps provided: Lowe’s agents are empowered to solve most issues in that first call. For complex cases, they will explain the next steps needed.

The goal is to provide customer service that is hassle-free, empathetic, knowledgeable, and solution-oriented.

Tips for Getting the Most from Lowe’s Credit Card Customer Service

To have the smoothest experience working with Lowe’s credit card customer service, keep these tips in mind:

  • Have account information ready – Be prepared with your account number, recent transactions, and any key dates or details needed to explain your issue. This helps reps access your account faster.
  • Know your request – Determine what specifically you want help with before calling. The rep can then directly focus on solving that issue.
  • Stay calm – Even when frustrated, keep conversations professional and constructive. Lowe’s reps are there to help.
  • Take notes – Document any important information provided by the rep, like reference numbers or next steps.
  • Ask about additional options – Inquire if there are any other ways the rep can help or additional products/services you may benefit from.
  • Provide feedback – Let the agent and their manager know if you have an exceptionally good (or bad) customer service experience. This helps improve operations.

Following tips like these can lead to more efficient, effective resolutions from Lowe’s credit card customer service.

Frequently Asked Questions about Lowe’s Credit Card Customer Service

Lowe’s credit card holders often ask similar questions about the customer service experience. Here are answers to some frequently asked questions:

Q: What are the Lowe’s credit card customer service hours?

A: Hours vary depending on which Lowe’s credit card you have, but support is available every day either 24/7 or from very early morning to late night.

Q: Can I manage my Lowe’s credit card online instead of calling?

A: Yes, you can login to your account on or the Lowe’s app to check your balance, make payments, adjust notifications, and more.

Q: How long is the hold time when calling?

A: Lowe’s focuses on providing fast service with minimal hold times. Most callers speak to a rep within just a few minutes.

Q: What info do I need when contacting Lowe’s credit card support?

A: Have your full name, account number, recent transactions, and any key dates/details related to your question or issue available.

Q: Can customer service assist with Lowe’s store purchases or returns?

A: No, for in-store help you’ll need to speak to a Lowe’s store associate. Credit card customer service can only address account and card issues.

Q: Is there a way to get help from Lowe’s credit card support online?

A: Yes, you can access live chat features and submit email support tickets from your online Lowe’s Credit Account.


Lowe’s offers several easy ways to get customer service for any of their credit card products. Support teams are trained to provide knowledgeable, friendly assistance so cardholders can conveniently manage accounts and quickly resolve issues. Keep their hotline numbers and tips for success handy in case you ever need help from Lowe’s credit card customer service. With a few simple steps, you’ll be on your way to a stress-free resolution.

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